Life Underwriting
Discover the professional and ethical standards that guide every underwriter at HOVIN. Our principles ensure consistent, fair, and trusted underwriting practices.
More Services
Let’s Simplify Your Underwriting Process
Expert Support for Complex and Routine Life Insurance Cases
At HOVIN Underwriting Partners, life underwriting is our core strength. With an average of 25+ years of experience, our credentialed underwriters bring deep expertise to both large, complex cases and everyday submissions—ensuring faster decisions, accurate classifications, and stronger placement outcomes.
We partner with life insurance carriers, BGAs, MGAs, and agencies, offering both on-site and remote underwriting solutions tailored to your workflow.
What We Support
Large Amount & Complex Cases
Precise handling of high-risk, high-value life insurance applications.
Simplified Issue & Quick Quotes
Efficient reviews with fast turnaround times for simplified or limited-underwriting products.
Trial & Formal Applications
From early-stage quotes to final submission, we ensure underwriting consistency.
APS Summaries
Accurate medical record reviews to save your team time and improve risk assessment.
Flexible Delivery
Whether you need ongoing case support, project-based underwriting, or a partner for overflow, we offer on-site and remote options to match your team’s structure.
Why It Matters
- Reduce backlog and case delays
- Improve approval rates and pricing outcomes
- Free up internal resources
- Access highly experienced underwriters on demand
- Maintain compliance and documentation integrity
